Responsibilities

• • Using knowledge of the market and competitors, identify and develop the company's unique selling propositions and differentiation.
  • Prospect for potential new clients and turn this into increased business.
  • Deliver quality client service by ensuring that loan decisions are communicated effectively to clients in a timely manner.
  • Review of credit applications to ensure that all documents submitted by the client are complete.
  • Assessment of the client's balance sheet performance, cash flow and streams of income.
  • Ensuring punctual repayments of disbursed loans.
  • Ensuring high quality standards of Winock's credit portfolio.
  • Analysis of quantitative and qualitative data of client businesses and households.
  • Participate in market storms, community fairs and cluster marketing.
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans.
  • Opening loan applications and conducting loan analysis by visiting the business and household of clients.
  • Visiting the business of guarantors and preparing a complete loan assessment according to Winock's credit procedures.
  • Prepare loan documents for credit review.
  • Creation of leads account for customers on the CRM.
  • Maintenance of portfolio to achieve desired PAR level.